Personal Checking Accounts
We have the choices you deserve...
The heart and soul of a good bank is a selection of hardworking checking account options. That’s why Walden Savings Bank is the choice for checking, because we are your day-in and day-out financial partner. We'll help you select a checking account that matches your lifestyle with a solution that’s on the money. Opening a checking account online is easier than ever. Get started now, at any of our convenient locations or contact us for more information.
Get Paid the Walden Way
With our latest offering, Express Direct Deposit, you can access your paycheck up to two days early in your checking account—completely free! Avoid overdrafts and enjoy peace of mind knowing your funds are available when you need them.
Checking Products Comparison Chart
The foundation of your finances, we have just the right checking account for you:
| Product | interest bearing | Minimum to Open | Monthly Minimum Balance to Avoid Service Charge |
|---|---|---|---|
| Super NOW Checking |  |
$25 | $0 |
| 55+ Checking |  |
$25 | $0 |
| NextGen Account | |
$10 | $0 |
| Advantage Checking | |
$5,000 | $5,000 |
| WSB Green Account | |
$25 | $1,000 in Total Direct Deposits Monthly |
Check Current Rates
In addition to the above features, each checking account includes the following:
- Get paid up to two days early with WSB Express Direct Deposit
- Access to 55,000 surcharge-free ATMs worldwide through AllPoint® ATM Network
- Bill-pay
- Manage your debit card via CardValet
- FREE access to web banking, telephone banking and mobile app
- FREE EMV Chip Debit MasterCard®
- FREE e-statement
- Unlimited check writing and ACH transactions
Super NOW Checking Account
With the flexibility of unlimited check writing and no monthly minimum balance or service fee, Super Now Checking is the perfect place to start. Our most popular free checking account option with everything you need in one place.
55+ Checking Account
You’ve come to expect more and you’ve earned it. A full service free checking account for our customers over 55.
- Complimentary 1st order of checks
- Check images included with statement at no cost
NextGen Account
The WSB NextGen Teen Checking Account offers a seamless banking experience tailored for teens, with features that make managing money easy and secure.
Take advantage of earning a $25.00 Bonus* when you open a new WSB NextGen account with promo code "NextGen" Learn More.
- Available for customers ages 13 to 17 with a joint owner over the age of 18.
- FREE Debit Card Mastercard with robust parental management tools
- FREE Mobile Wallet Access for Your Teen
- NO Overdraft or Insufficient Funds Fees
- NO Monthly Minimum Balance
- NO Monthly Maintenance Fees
- FREE Mobile & Online Banking
- FREE Monthly E-Statements
- Access any Direct Deposits up to Two Days Early with WSB Express Direct Deposit
- Automatic conversion to a Super NOW Checking Account when the primary account holder turns 18.
- ...and More!
Take advantage of earning a $25.00 Bonus* when you open a new WSB NextGen account with promo code "NextGen"
Advantage Checking Account
Walden Savings Bank gives you the advantage by letting you gain the financial edge. For those who want a little more from their account, Advantage Checking provides competitive interest rates on tiers, along with unlimited access.
- FREE 3” X 5” safe deposit box for one year
- FREE money orders and bank checks
- Complimentary 1st order of checks
- No POS fees
- $25 monthly fee waived when balance over $5,000 is maintained
WSB Green Account
The WSB Green Account offers a convenient checkless banking solution for those looking for a low-cost account with NO overdraft fees. Additional features include FREE monthly e-statements, FREE online bill pay and four FREE money orders each month. Our Green Account is Bank On certified by the Cities for Financial Empowerment Fund (CFE Fund).
- $25 Minimum to Open
- Checkless account with FREE Bill Pay
- No Overdraft Fees
- No ATM Point of Sale Fees
- Four Free Money Orders per Month
- Free Electronic Statements or $2.00/ Month for Paper Statements
- Low Monthly Service fee of $3.00 Waived with $1,000 Total Direct Deposit Monthly
Overdraft Protection (Line Of Credit)
Have you ever experienced the embarrassment of having a check returned on your checking account? With Walden Savings Bank’s Overdraft Line of Credit your available credit limit is accessed whenever there are insufficient funds in your checking account. This eliminates the expenses associated with returned check fees.
- Line is advanced in increments of $100
- Minimum credit line is $500
- No annual fee
- Fixed annual percentage rate
