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Important Update

 In conjunction with New York State's adoption of the latest CDC guidelines around social distancing and mask usage, fully vaccinated individuals will no longer be required to wear a mask in most settings.  

This update will be effective Wednesday, May 19th and applies to Walden Savings Bank customers, employees and other guests who enter any of our locations. Learn More

In conjunction with New York State's adoption of the latest CDC guidelines around social distancing and mask usage, fully vaccinated individuals will no longer be required to wear a mask in most settings.  

This update will be effective Wednesday, May 19th and applies to Walden Savings Bank customers, employees and other guests who enter any of our locations. Learn More

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Land Loan

We are not currently accepting applications for the purchase of land only. Please continue to check our website for updates and additional information.

We can finance property whether it’s an investment or you’re building your dream home.

That perfect lot or land with a view - the one you have been keeping an eye on for years, may only become available once in a lifetime! Our Mortgage Loan Consultants will help you purchase your dream property.

Our Rates

Loan Type Rate APR
5-Yr Balloon - As low as 7.250% 7.250%10

APR Assumptions as of 05/18/2021 08:56 AM EDT
rates subject to change

Get Started!

Call 845-457-7700, option 4, or have one of our Mortgage Loan Consultants contact you.

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Land Loans

Walden Saving Bank knows that buying land can be a great opportunity. Don't miss out. Our Land Loan works great on its own or in tandem with our construction loans, so let’s get started!

  • Loan amounts up to $250,000
  • The ideal way to purchase land if you are not planning to build right away
  • Up to 65% financing of the value of the land
  • Loan payments can be amortized over 15, 20 or 25 years
  • The loan has a balloon payment after 5 years.
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