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There has been an increase in "phishing" activity in and around our community. These attempts may be made via texts, e-mail or phone calls and often made to appear that they are coming from a legitimate source, even Walden Savings Bank. Should you be contacted via phone, text or email by anyone claiming to represent Walden Savings Bank, please do not share any of your personal information. Instead we encourage you to contact us directly through our verified contact information available here the Walden Savings Bank website.  

Walden Savings Bank continues to monitor the developments with Silicon Valley Bank headquartered in California and Signature Bank out of New York.

Click here to read a special message from our President & CEO, Derrik R. Wynkoop. 


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First Time Home Buyer Loan

Why choose Walden Savings Bank if you are a first time homebuyer? 

Whether you are buying a home for the first time or haven't owned a home in 3 years, Walden Savings Bank provides its own first time homebuyer program that offers a low 3% down payment.  We'll be with you every step of the way.  Contact one of our experienced Mortgage Consultants to discuss your options.

Our Rates

Loan Type Rate APR
5/5 ARM - As low as 5.000% 6.255%7

APR Assumptions as of 03/15/2023 03:25 PM
rates subject to change

Get Started!

Call 845-457-7700, option 5, or have one of our Mortgage Loan Consultants contact you.


First Time Home Buyer

We couldn’t say it better or explain it more simply - our First Time Homebuyer Mortgage features an adjustable interest rate that changes every 5 years. It’s flexible in many ways.

  • Low down payment with up to 97% financing with mortgage insurance
  • Purchase or Construction
  • Index is based upon the 5-year CMT (Constant Maturity Treasury)
  • No Application Fee
  • Can be combined with grant monies
  • No income, geographic or purchase price limitations
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