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Important Update - Branch Lobby Access 

For the well-being of our employees and customers, beginning Tuesday, January 4, 2022 branch transactions at all Walden Savings Bank locations will be limited to our Drive-Thru lanes only.  For customers requiring access to their safe deposit box, self-service coin machines or other in-branch services, we ask that you please make an appointment prior to visiting the branch. Appointments may be made by contacting your local branch office or by using the online scheduling tool available here on the Walden Savings Bank website. Learn More

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First Time Home Buyer

Why choose Walden Savings Bank if you are a first time homebuyer? 

Whether you are buying a home for the first time or haven't owned a home in 3 years, Walden Savings Bank provides its own first time homebuyer program that offers a low 3% down payment.  We'll be with you every step of the way.  Contact one of our experienced Mortgage Consultants to discuss your options.

Our Rates

Loan Type Rate APR
5/5 ARM - As low as 3.000% 3.881%7

APR Assumptions as of 12/03/2021 05:08 PM EDT
rates subject to change

Get Started!

Call 845-457-7700, option 4, or have one of our Mortgage Loan Consultants contact you.

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First Time Home Buyer

We couldn’t say it better or explain it more simply - our First Time Homebuyer Mortgage features an adjustable interest rate that changes every 5 years. It’s flexible in many ways.

  • Low down payment with up to 97% financing with mortgage insurance
  • Purchase or Construction
  • Index is based upon the 5-year CMT (Constant Maturity Treasury)
  • Reduced Application Fee
  • Can be combined with grant monies
  • No income, geographic or purchase price limitations
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