First Time Home Buyer Loan
Why choose Walden Savings Bank if you are a first time homebuyer?
Whether you are buying a home for the first time or haven't owned a home in 3 years, Walden Savings Bank provides its own first time homebuyer program that offers a low 3% down payment. We'll be with you every step of the way. Contact one of our experienced Mortgage Consultants to discuss your options.
Our Rates
Loan Type | Rate | APR |
---|---|---|
5/5 ARM - As low as | 5.000% | 6.255%7 |
APR Assumptions as of 03/15/2023 03:25 PM
rates subject to change
Get Started!
Call 845-457-7700, option 5, or have one of our Mortgage Loan Consultants contact you.

First Time Home Buyer
We couldn’t say it better or explain it more simply - our First Time Homebuyer Mortgage features an adjustable interest rate that changes every 5 years. It’s flexible in many ways.
- Low down payment with up to 97% financing with mortgage insurance
- Purchase or Construction
- Index is based upon the 5-year CMT (Constant Maturity Treasury)
- No Application Fee
- Can be combined with grant monies
- No income, geographic or purchase price limitations
Contact one of our Mortgage Loan Consultants to get your process started!