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First Time Home Buyer Loan

Why choose Walden Savings Bank if you are a first time homebuyer? 

Whether you are buying a home for the first time or haven't owned a home in 3 years, Walden Savings Bank provides its own first time homebuyer loan program that offers a low 3% down payment.  We'll be with you every step of the way.  Contact one of our experienced Mortgage Consultants to discuss your options.

Mortgage Rates

Loan Type Rate APR
5/5 ARM - As low as 5.875% 6.823%7

APR Assumptions as of 04/01/2024 09:01 AM
rates subject to change

Get Started!

Call 845-457-7700, option 5, or have one of our Mortgage Loan Consultants contact you.


First Time Home Buyer Loan

We couldn’t say it better or explain it more simply - our First Time Homebuyer Loan features an adjustable interest rate that changes every 5 years. It’s flexible in many ways.

  • Low down payment with up to 97% financing with mortgage insurance
  • Purchase or Construction
  • Index is based upon the 5-year CMT (Constant Maturity Treasury)
  • No Application Fee
  • Can be combined with grant monies
  • No income, geographic or purchase price limitations
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