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Walden Savings Bank offices will be closed on Monday, May 29, 2023 in observance of Memorial Day. As always, account access and information are available through our Digital Banking services. 

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Mortgage Loan Rates

Purchase
Loan Rates

Loan Type Rate APR
30-Yr Fixed - As low as 6.500% 6.564%1
15-Yr Fixed - As low as 6.250% 6.513%2
10/1 ARM - As low as 6.250% 6.804%3
7/1 ARM - As low as 6.000% 6.904%4
5/1 ARM - As low as 5.875% 7.070%5
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 05/26/2023 10:00 AM
rates subject to change

Refinance Loan Rates

Loan Type Rate APR
30-Yr Fixed - As low as 6.500% 6.564%1
15-Yr Fixed - As low as 6.250% 6.513%2
10/1 ARM - As low as 6.250% 6.804%3
7/1 ARM - As low as 6.000% 6.904%4
5/1 ARM - As low as 5.875% 7.070%5
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 05/26/2023 10:00 AM
rates subject to change

Home Equity
Rates

Loan Type Rate APR
Home Equity Line - As low as 8.250% 8.250%8
Home Equity Loan - As low as 6.375% 6.375%9
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 05/26/2023 08:58 AM
rates subject to change

Construction Loan Rates

Loan Type Rate APR
10/1 ARM - As low as 6.250% 6.707%17
7/1 ARM - As low as 6.000% 6.811%18
5/1 ARM - As low as 5.875% 6.954%19
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 05/12/2023 09:24 AM
rates subject to change

Land Loan Rates

Loan Type Rate APR
5-Yr Balloon - As low as 7.250% 7.250%10
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 10/01/2021 01:27 PM
rates subject to change

Jumbo Loan Rates

Loan Type Rate APR
30-Yr Fixed - As low as 9.625% 9.631%11
15-Yr Fixed - As low as 8.125% 8.134%12
10/1 ARM - As low as 6.500% 7.036%13
7/1 ARM - As low as 6.250% 7.135%14
5/1 ARM - As low as 6.125% 7.302%15
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 05/26/2023 10:03 AM
rates subject to change

First Time Home Buyer Loan Rates

Loan Type Rate APR
5/5 ARM - As low as 5.375% 6.210%7
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 05/01/2023 09:33 AM
rates subject to change

FHA/USDA
Loan Rates

Loan Type Rate APR
N/A
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 12/20/2022 04:18 PM
rates subject to change
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