Back To Top
skip to main content
Close

You are about to leave Walden Savings Bank's website. The site you are being directed to is not owned, operated or affiliated with Walden Savings Bank (WSB). While the link is being provided for your convenience, WSB is not responsible for the content or service at the site you are being directed to. Be advised that WSB's Privacy Policy does not apply to externally linked sites. Please review the site's Privacy Policy for their website policy. Would you still like to leave WSB's website?

FDIC logo

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Mortgage Loan Rates

Fixed & Adjustable Rate Mortgage Options

Purchase
Loan Rates

Loan Type Rate APR
30-Yr Fixed - As low as 6.625% 6.783%1
15-Yr Fixed - As low as 6.000% 6.408%2
10/1 ARM - As low as 6.375% 6.814%3
7/1 ARM - As low as 6.250% 6.892%4
5/1 ARM - As low as 6.125% 6.975%5
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

as of 12/20/2024 09:44 AM
rates subject to change

Refinance Loan Rates

Loan Type Rate APR
30-Yr Fixed - As low as 6.625% 6.783%1
15-Yr Fixed - As low as 6.000% 6.408%2
10/1 ARM - As low as 6.375% 6.814%3
7/1 ARM - As low as 6.250% 6.892%4
5/1 ARM - As low as 6.125% 6.975%5
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

as of 12/20/2024 09:44 AM
rates subject to change

Home Equity
Line of Credit

Loan Type Rate APR
Home Equity Line of Credit First Six Months* 5.49% 5.49%
Home Equity Line of Credit After Six Months* 7.500% 7.500%
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

as of 12/19/2024 08:54 AM
rates subject to change

Construction Loan Rates

Loan Type Rate APR
15/15 ARM - As low as 7.000% 7.358%15
10/1 ARM - As low as 6.375% 6.807%16
7/1 ARM - As low as 6.250% 6.878%17
5/1 ARM - As low as 6.125% 6.951%18
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

as of 11/25/2024 09:38 AM
rates subject to change

Land Loan Rates

Loan Type Rate APR
5-Yr Balloon - As low as 7.250% 7.250%10
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

as of 10/25/2023 02:29 PM
rates subject to change

Jumbo Loan Rates

Loan Type Rate APR
30-Yr Fixed - As low as 9.375% 9.482%10
15-Yr Fixed - As low as 8.000% 8.136%11
10/1 ARM - As low as 6.625% 7.023%13
7/1 ARM - As low as 6.500% 7.100%14
5/1 ARM - As low as 6.375% 7.183%15
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

as of 12/20/2024 09:45 AM
rates subject to change

First Time Home Buyer Loan Rates

Loan Type Rate APR
First Time Home Buyer 5/5 ARM - As low as 5.625% 6.764%7
Community Hero 5/5 ARM - As low as 5.500% 6.714%18
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

as of 11/25/2024 09:39 AM
rates subject to change

Home Equity Loan Rates

Loan Type Rate APR
5 Year Fixed - As Low As 7.000% 7.000%8
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

as of 11/25/2024 09:36 AM
rates subject to change
Sign Up To Keep Informed
Email Address
Mobile Live Chat
X Close