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Mortgage Loan Rates

Fixed & Adjustable Rate Mortgage Options

Purchase
Loan Rates

Loan Type Rate APR
30-Yr Fixed - As low as 6.500% 6.656%1
15-Yr Fixed - As low as 6.000% 6.408%2
10/1 ARM - As low as 6.250% 6.730%3
7/1 ARM - As low as 6.125% 6.827%4
5/1 ARM - As low as 6.000% 6.924%5
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 11/20/2024 09:46 AM
rates subject to change

Refinance Loan Rates

Loan Type Rate APR
30-Yr Fixed - As low as 6.500% 6.656%1
15-Yr Fixed - As low as 6.000% 6.408%2
10/1 ARM - As low as 6.250% 6.730%3
7/1 ARM - As low as 6.125% 6.827%4
5/1 ARM - As low as 6.000% 6.924%5
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 11/20/2024 09:46 AM
rates subject to change

Home Equity
Line of Credit

Loan Type Rate APR
Home Equity Line of Credit First Six Months* 5.49% 5.49%
Home Equity Line of Credit After Six Months* 8.000% 8.000%
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 11/01/2024 09:08 AM
rates subject to change

Construction Loan Rates

Loan Type Rate APR
15/15 ARM - As low as 6.875% 7.212%15
10/1 ARM - As low as 6.250% 6.723%16
7/1 ARM - As low as 6.125% 6.810%17
5/1 ARM - As low as 6.000% 6.898%18
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 11/01/2024 09:08 AM
rates subject to change

Land Loan Rates

Loan Type Rate APR
5-Yr Balloon - As low as 7.250% 7.250%10
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 10/25/2023 02:29 PM
rates subject to change

Jumbo Loan Rates

Loan Type Rate APR
30-Yr Fixed - As low as 9.625% 9.736%10
15-Yr Fixed - As low as 8.125% 8.264%11
10/1 ARM - As low as 6.500% 6.940%13
7/1 ARM - As low as 6.375% 7.035%14
5/1 ARM - As low as 6.250% 7.132%15
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 11/20/2024 09:47 AM
rates subject to change

First Time Home Buyer Loan Rates

Loan Type Rate APR
First Time Home Buyer 5/5 ARM - As low as 5.500% 6.567%7
Community Hero 5/5 ARM - As low as 5.375% 6.518%18
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 11/01/2024 09:10 AM
rates subject to change

Home Equity Loan Rates

Loan Type Rate APR
5 Year Fixed - As Low As 7.125% 7.125%8
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 09/16/2024 09:49 AM
rates subject to change
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