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Mortgage Loan Rates

Fixed & Adjustable Rate Mortgage Options

Purchase
Loan Rates

Loan Type Rate APR
30-Yr Fixed - As low as 6.000% 6.156%1
15-Yr Fixed - As low as 5.000% 5.397%2
10/1 ARM - As low as 6.000% 6.490%3
7/1 ARM - As low as 5.875% 6.588%4
5/1 ARM - As low as 5.750% 6.685%5
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 08/13/2025 12:38 PM
rates subject to change

Refinance Loan Rates

Loan Type Rate APR
30-Yr Fixed - As low as 6.000% 6.156%1
15-Yr Fixed - As low as 5.000% 5.397%2
10/1 ARM - As low as 6.000% 6.490%3
7/1 ARM - As low as 5.875% 6.588%4
5/1 ARM - As low as 5.750% 6.685%5
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 08/13/2025 12:39 PM
rates subject to change

Home Equity
Line of Credit

Loan Type Rate APR
Home Equity Line of Credit First Six Months* 4.50% APR Introductory Rate* 4.50% APR Introductory Rate*
Home Equity Line of Credit After Six Months* 7.500% 7.500%
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 06/02/2025 10:24 AM
rates subject to change

Construction Loan Rates

Loan Type Rate APR
15/15 ARM - As low as 6.750% 7.155%15
10/1 ARM - As low as 6.000% 6.484%16
7/1 ARM - As low as 5.875% 6.572%17
5/1 ARM - As low as 5.750% 6.660%18
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 08/13/2025 12:39 PM
rates subject to change

Land Loan Rates

Loan Type Rate APR
5-Yr Balloon - As low as 7.250% 7.250%10
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 01/02/2025 09:02 AM
rates subject to change

Jumbo Loan Rates

Loan Type Rate APR
30-Yr Fixed - As low as 8.375% 8.470%10
15-Yr Fixed - As low as 7.500% 7.632%11
10/1 ARM - As low as 6.250% 6.694%13
7/1 ARM - As low as 6.125% 6.79%14
5/1 ARM - As low as 6.000% 6.888%15
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 08/13/2025 12:40 PM
rates subject to change

First Time Home Buyer Loan Rates

Loan Type Rate APR
First Time Home Buyer 5/5 ARM - As low as 5.375% 6.444%7
Community Hero 5/5 ARM - As low as 5.250% 6.395%18
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 08/13/2025 12:40 PM
rates subject to change

Home Equity Loan Rates

Loan Type Rate APR
5 Year Fixed - As Low As 6.625% 6.625%8
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 06/23/2025 09:06 AM
rates subject to change
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