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Mortgage Loan Rates

Fixed & Adjustable Rate Mortgage Options

Purchase
Loan Rates

Loan Type Rate APR
30-Yr Fixed - As low as 6.625% 6.792%1
15-Yr Fixed - As low as 5.625% 6.038%2
10/1 ARM - As low as 6.000% 6.448%3
7/1 ARM - As low as 5.875% 6.528%4
5/1 ARM - As low as 5.750% 6.611%5
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 07/21/2025 09:49 AM
rates subject to change

Refinance Loan Rates

Loan Type Rate APR
30-Yr Fixed - As low as 6.625% 6.792%1
15-Yr Fixed - As low as 5.625% 6.038%2
10/1 ARM - As low as 6.000% 6.448%3
7/1 ARM - As low as 5.875% 6.528%4
5/1 ARM - As low as 5.750% 6.611%5
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 07/21/2025 09:49 AM
rates subject to change

Home Equity
Line of Credit

Loan Type Rate APR
Home Equity Line of Credit First Six Months* 4.50% APR Introductory Rate* 4.50% APR Introductory Rate*
Home Equity Line of Credit After Six Months* 7.500% 7.500%
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 06/02/2025 10:24 AM
rates subject to change

Construction Loan Rates

Loan Type Rate APR
15/15 ARM - As low as 6.750% 7.135%15
10/1 ARM - As low as 6.000% 6.448%16
7/1 ARM - As low as 5.875% 6.528%17
5/1 ARM - As low as 5.750% 6.611%18
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 07/21/2025 09:49 AM
rates subject to change

Land Loan Rates

Loan Type Rate APR
5-Yr Balloon - As low as 7.250% 7.250%10
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 01/02/2025 09:02 AM
rates subject to change

Jumbo Loan Rates

Loan Type Rate APR
30-Yr Fixed - As low as 9.250% 9.358%10
15-Yr Fixed - As low as 7.375% 7.505%11
10/1 ARM - As low as 6.250% 6.653%13
7/1 ARM - As low as 6.125% 6.731%14
5/1 ARM - As low as 6.000% 6.814%15
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 07/21/2025 09:50 AM
rates subject to change

First Time Home Buyer Loan Rates

Loan Type Rate APR
First Time Home Buyer 5/5 ARM - As low as 5.375% 6.369%7
Community Hero 5/5 ARM - As low as 5.250% 6.32%18
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 07/21/2025 09:50 AM
rates subject to change

Home Equity Loan Rates

Loan Type Rate APR
5 Year Fixed - As Low As 6.625% 6.625%8
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 06/23/2025 09:06 AM
rates subject to change
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