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Mortgage Loan Rates

Purchase Rates

Loan Type Rate APR
30-Yr Fixed - As low as 2.875% 2.903%1
15-Yr Fixed - As low as 2.250% 2.307%2
10/1 ARM - As low as 3.125% 3.178%3
7/1 ARM - As low as 3.000% 3.072%4
5/1 ARM - As low as 3.000% 3.167%5
3/1 ARM - As low as 3.000% 3.198%6
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

as of 01/22/2021 10:09 AM EDT
rates subject to change

Refinance Rates

Loan Type Rate APR
30-Yr Fixed - As low as 2.875% 2.903%1
15-Yr Fixed - As low as 2.250% 2.307%2
10/1 ARM - As low as 3.125% 3.178%3
7/1 ARM - As low as 3.000% 3.072%4
5/1 ARM - As low as 3.000% 3.167%5
3/1 ARM - As low as 3.000% 3.198%6
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

as of 01/22/2021 10:10 AM EDT
rates subject to change

Home Equity Rates

Loan Type Rate APR
Home Equity Line - As low as 3.250% 3.250%8
Home Equity Loan - As low as 4.620% 4.620%9
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

as of 01/22/2021 10:10 AM EDT
rates subject to change

Construction Rates

Loan Type Rate APR
30-Yr Fixed - As low as 5.375% 5.418%17
15-Yr Fixed - As low as 4.250% 4.320%18
10/1 ARM - As low as 3.125% 3.263%19
7/1 ARM - As low as 3.000% 3.122%20
5/1 ARM - As low as 3.000% 3.214%21
3/1 ARM - As low as 3.000% 3.245%22
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

as of 01/22/2021 10:10 AM EDT
rates subject to change

Land Loan Rates

Loan Type Rate APR
5-Yr Balloon - As low as 7.250% 7.250%10
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

as of 01/22/2021 08:57 AM EDT
rates subject to change

Jumbo Rates

Loan Type Rate APR
30-Yr Fixed - As low as 5.625% 5.627%11
15-Yr Fixed - As low as 4.500% 4.503%12
10/1 ARM - As low as 3.375% 3.425%13
7/1 ARM - As low as 3.250% 3.318%14
5/1 ARM - As low as 3.250% 3.251%15
3/1 ARM - As low as 3.250% 3.251%16
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

as of 01/22/2021 10:10 AM EDT
rates subject to change

First Time Home Buyer Rates

Loan Type Rate APR
5/5 ARM - As low as 2.875% 3.200%7
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

as of 01/22/2021 08:57 AM EDT
rates subject to change

FHA/USDA
Rates

Loan Type Rate APR
N/A
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

as of 01/22/2021 08:57 AM EDT
rates subject to change

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