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Mortgage Loan Rates

Fixed & Adjustable Rate Mortgage Options

Purchase
Loan Rates

Loan Type Rate APR
30-Yr Fixed - As low as 6.750% 6.919%1
15-Yr Fixed - As low as 5.875% 6.294%2
10/1 ARM - As low as 6.250% 6.614%3
7/1 ARM - As low as 6.125% 6.658%4
5/1 ARM - As low as 6.000% 6.711%5
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 05/15/2025 09:51 AM
rates subject to change

Refinance Loan Rates

Loan Type Rate APR
30-Yr Fixed - As low as 6.750% 6.919%1
15-Yr Fixed - As low as 5.875% 6.294%2
10/1 ARM - As low as 6.250% 6.614%3
7/1 ARM - As low as 6.125% 6.658%4
5/1 ARM - As low as 6.000% 6.711%5
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 05/15/2025 09:51 AM
rates subject to change

Home Equity
Line of Credit

Loan Type Rate APR
Home Equity Line of Credit First Six Months* 4.50% APR Introductory Rate* 4.50% APR Introductory Rate*
Home Equity Line of Credit After Six Months* 7.500% 7.500%
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 02/10/2025 08:47 AM
rates subject to change

Construction Loan Rates

Loan Type Rate APR
15/15 ARM - As low as 7.000% 7.347%15
10/1 ARM - As low as 6.250% 6.612%16
7/1 ARM - As low as 6.125% 6.649%17
5/1 ARM - As low as 6.000% 6.695%18
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 05/02/2025 02:35 PM
rates subject to change

Land Loan Rates

Loan Type Rate APR
5-Yr Balloon - As low as 7.250% 7.250%10
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 01/02/2025 09:02 AM
rates subject to change

Jumbo Loan Rates

Loan Type Rate APR
30-Yr Fixed - As low as 9.375% 9.485%10
15-Yr Fixed - As low as 7.625% 7.759%11
10/1 ARM - As low as 6.500% 6.819%13
7/1 ARM - As low as 6.375% 6.861%14
5/1 ARM - As low as 6.250% 6.915%15
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 05/15/2025 09:52 AM
rates subject to change

First Time Home Buyer Loan Rates

Loan Type Rate APR
First Time Home Buyer 5/5 ARM - As low as 5.500% 6.493%7
Community Hero 5/5 ARM - As low as 5.375% 6.444%18
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 05/02/2025 02:36 PM
rates subject to change

Home Equity Loan Rates

Loan Type Rate APR
5 Year Fixed - As Low As 7.000% 7.000%8
Assumptions
APR Assumptions

(APR = Annual Percentage Rate)

 as of 11/25/2024 09:36 AM
rates subject to change
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