Schedule of Fees
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| Type | Rate |
|---|---|
| ATM Card (Lost or Stolen) | $5.00 Per Card |
| ATM Service Charge - WSB & Allpoint Network ATMs Excluded | $2.50 Per Transaction |
| ATM/ Debit Card Point of Sale (POS) Transactions | $0.50 Per Transaction |
| Debit Card (Lost or Stolen) | $10.00 Per Card |
| Bank Checks | $9.50 Per Check |
| Collection Items - Domestic (Including Canada) | $20.00 |
| Collection Items - International | $35.00 |
| Counter Checks | $6.00 Per Page |
| Early Closure (Savings & Club Accts closed within 1st 180 days) | $25.00 |
| Inactivity Fee (Checking Accounts) after 1 year inactivity | $7.50 Per Month |
|
Insufficient / Uncollected Funds *** |
$35.00 Per Item Paid or Returned |
| IRA Transfer (Excludes Transfers to Walden Investment Services) | $40.00 Per Transfer |
| Legal Processing (Per information subpoena, attachment, levy, etc.) | $100.00 |
| Savings Accounts Minimum Balance* (w/ Less than $100.00 Average Monthly Balance) | $5.00 Per Month |
| Advantage Checking Accounts Minimum Balance (w/ Less than $5,000.00 Average Monthly Balance) | $25.00 Per Month |
| Money Orders | $5.00 Each |
| Overdraft Transfer - To Checking from Another Statement Account to Cover an Overdraft | $0.00 Per Transfer |
| Photocopies - Paid Checks (Available on Website Free of Charge) | $3.00 Each + research fees |
| Photocopies - Documents | $3.00 Per Page |
| Photocopies - Statements | $5.00 Each + research fees |
| Protest | $25.00 Per Check |
| Reconciliation of Account | $25.00 Per Hour |
| Regulation D Transfers** | $15.00 Per Item |
| Research | $25.00 Per Hour |
| Returned Deposit Items | $22.00 Per Item |
| Safe Deposit Box Rental 2"x5"x21" | $42.50/ Year + Tax |
| Safe Deposit Box Rental 3"x5"x21" | $47.50/ Year + Tax |
| Safe Deposit Box Rental 5"x5"x21" | $72.50/ Year + Tax |
| Safe Deposit Box Rental 3"x10"x21" | $90.00/ Year + Tax |
| Safe Deposit Box Rental 5"x10"x21" | $105.00/ Year + Tax |
| Safe Deposit Box Rental 7"x10"x21" | $140.00/ Year + Tax |
| Safe Deposit Box Rental 10"x10"x21" | $150.00/ Year + Tax |
| Safe Deposit Box - Late Fee | $10.00 Per Year |
| Safe Deposit Box - Lost Key | $25.00 Per Box |
| Safe Deposit Box - Drilling | $125.00 Per Box |
| Stop Payment | $35.00 Per Item |
| Undeliverable Statement - Returned by Post Office | $12.00 Per Statement |
| Wire Transfer - Incoming | $15.00 |
| Wire Transfer - Outgoing | $28.00 |
| Wire Transfer - International Outgoing | $50.00 |
* Excludes Money Market, Club and School Savings Accounts
** Per item in excess of six preauthorized transfers, automatic transfers, telephone transfers, checks, debit card purchases per statement cycle on Money Market, Statement Savings and Advantage Savings Accounts.
*** Please be advised that items returned unpaid that are resubmitted may be subject to additional fees if sufficient funds are not available when represented.
Business Banking Fees
| Type | Rate |
|---|---|
| Remote Deposit Capture (RDC) | Refer to RDC Contract |
| RDC Monthly Fee | $40.00 (if average monthly balance below $25,000.00) |
| RDC Equipment Fee | May Apply - Refer to RDC Contract |
| ACH - Monthly Base Fee | $35.00 |
| ACH - Returned Items | $10.00 |
| ACH - Notification of Change Received | $10.00 |
| Paper Statement Fee | $3.00/ Month (E -Statements Available at No Cost) |
| Business Bill Pay | $9.95/ Month |
| Business Checking Account (Excludes non-profit organizations) | $5.00/ Month - Waived when an avg monthly balance of $2,500 is maintained or a business lending relationship of $25,000 or more |
| Cash Distribution Fee |
Monthly Cash Disbursed Monthly Fee $0 - $50,000 No Fee $50,001 - $100,000 $200.00 $100,001 - $250,000 $300.00 $250,001 + $400.00 |
Loan Fee Schedule
| Type | Rate |
|---|---|
| NSF Fee (Check/ACH) | $35 |
| Stop Payment Fee | $31 |
| Recording | As permitted by applicable law |
| Amortization Schedule | $15 |
| Subordination | $500 |
| Research | $25 per hour |
| Partial Release of Property | $500 |
| Assignment of Mortgage | $1,500 |
| CSC e-Recording File Satisfaction | $6.00 plus any applicable County fees |
| Payoff Quote via Phone | No charge |
| Fax – Misc Documents | $25 |
| Verification of Mortgage | $25 |
| Overnight UPS | Cost |
| Loan Document Copy | $3 per page |
| Copy of History & Year End Statements | $5 or as permitted by applicable by law |
| Duplicate Escrow Analysis | $20 |
| Payment by Phone or Email Request - No Credit Card Payment Accepted | $10 - no fee if done in branch or online |
