Schedule of Fees
Click Here For A Printable Version
| Type | Rate |
|---|---|
| ATM Card (Lost or Stolen) | $5.00 Per Card |
| ATM Service Charge - WSB & Allpoint Network ATMs Excluded | $2.00 Per Transaction |
| ATM/ Debit Card Point of Sale (POS) Transactions | $0.50 Per Transaction |
| Debit Card (Lost or Stolen) | $10.00 Per Card |
| Bank Checks | $7.00 Per Check |
| Collection Items - Domestic (Including Canada) | $20.00 |
| Collection Items - International | $35.00 |
| Counter Checks | $1.00 Per Check |
| Early Closure (Savings & Club Accts closed within 1st 180 days) | $25.00 |
| Inactivity Fee (Checking Accounts) after 1 year inactivity | $5.00 Per Month |
| Insufficient / Uncollected Funds | $35.00 Per Item Paid or Returned |
| IRA Transfer (Excludes Transfers to Walden Investment Services) | $40.00 Per Transfer |
| Legal Processing (Per information subpoena, attachment, levy, etc.) | $100.00 |
| Savings Accounts Minimum Balance* (w/ Less than $100.00 Average Monthly Balance) | $5.00 Per Month |
| Advantage Checking Accounts Minimum Balance (w/ Less than $5,000.00 Average Monthly Balance) | $25.00 Per Month |
| Money Orders | $4.00 Each |
| Overdraft Transfer - To Checking from Another Statement Account to Cover an Overdraft | $9.00 Per Transfer |
| Photocopies - Paid Checks (Available on Website Free of Charge) | $3.00 Each + research fees |
| Photocopies - Documents | $3.00 Per Page |
| Photocopies - Statements | $5.00 Each + research fees |
| Protest | $25.00 Per Check |
| Reconciliation of Account | $25.00 Per Hour |
| Regulation D Transfers** | $15.00 Per Item |
| Research | $25.00 Per Hour |
| Returned Deposit Items | $20.00 Per Item |
| Safe Deposit Box Rental 2"x5"x21" | $35.00/ Year + Tax |
| Safe Deposit Box Rental 3"x5"x21" | $40.00/ Year + Tax |
| Safe Deposit Box Rental 5"x5"x21" | $65.00/ Year + Tax |
| Safe Deposit Box Rental 3"x10"x21" | $75.00/ Year + Tax |
| Safe Deposit Box Rental 5"x10"x21" | $90.00/ Year + Tax |
| Safe Deposit Box Rental 7"x10"x21" | $125.00/ Year + Tax |
| Safe Deposit Box Rental 10"x10"x21" | $135.00/ Year + Tax |
| Safe Deposit Box - Lost Key | $25.00 Per Box |
| Safe Deposit Box - Drilling | $125.00 Per Box |
| Stop Payment | $31.00 Per Item |
| Undeliverable Statement - Returned by Post Office | $12.00 Per Statement |
| Wire Transfer - Incoming | $15.00 |
| Wire Transfer - Outgoing | $25.00 |
| Wire Transfer - International Outgoing | $50.00 |
* Excludes Money Market, Club and School Savings Accounts
** Per item in excess of six preauthorized transfers, automatic transfers, telephone transfers, checks, debit card purchases per statement cycle on Money Market, Statement Savings and Advantage Savings Accounts.
Business Banking Fees
| Type | Rate |
|---|---|
| Remote Deposit Capture (RDC) | Refer to RDC Contract |
| RDC Monthly Fee | $40.00 (if average monthly balance below $25,000.00) |
| RDC Equipment Fee | May Apply - Refer to RDC Contract |
| ACH - Monthly Base Fee | $35.00 |
| ACH - Returned Items | $10.00 |
| ACH - Notification of Change Received | $10.00 |
| Paper Statement Fee | $3.00/ Month (E -Statements Available at No Cost) |
| Business Bill Pay | $9.95/ Month |
| Business Checking Account (Excludes non-profit organizations) | $5.00/ Month - Waived when an avg monthly balance of $2,500 is maintained or a business lending relationship of $25,000 or more |
| Cash Distribution Fee |
Monthly Cash Disbursed Monthly Fee $0 - $50,000 No Fee $50,001 - $100,000 $200.00 $100,001 - $250,000 $300.00 $250,001 + $400.00 |
Loan Fee Schedule
| Type | Rate |
|---|---|
| Recording | As permitted by applicable law |
| Amortization Schedule | $15 |
| Subordination | $250 |
| Research | $25 per hour |
| Partial Release of Property | $250 |
| Release of Borrower | $250 |
| Assignment of Mortgage | $750 |
| Payoff Quote via Phone | No charge |
| Payoff Quote via Fax | $25 |
| Fax – Misc Documents | $25 |
| Verification of Mortgage | $25 |
| Overnight UPS | Cost |
| Loan Document Copy | $3 per page |
| Copy of History & Year End Statements | $5 or as permitted by applicable by law |
| Duplicate Escrow Analysis | $20 |
| Payment by Phone or Email Request - No Credit Card Payment Accepted | $10 - no fee if done in branch or online |