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Schedule of Fees

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Type Rate
ATM Card (Lost or Stolen) $5.00 Per Card
ATM Service Charge - WSB & Allpoint Network ATMs Excluded $2.00 Per Transaction
ATM/ Debit Card Point of Sale (POS) Transactions $0.50 Per Transaction
Debit Card (Lost or Stolen) $10.00 Per Card
Bank Checks $7.00 Per Check
Collection Items - Domestic (Including Canada) $20.00
Collection Items - International $35.00
Counter Checks $1.00 Per Check
Early Closure (Savings & Club Accts closed within 1st 180 days) $25.00
Foreign Currency Exchange Service Charge $5.00
Foreign Currency - Priority Overnight Shipping $15.00
Foreign Currency - Next Day Shipping $12.00
Inactivity Fee (Checking Accounts) after 1 year inactivity $5.00 Per Month
Insufficient / Uncollected Funds $35.00 Per Item Paid or Returned
IRA Transfer (Excludes Transfers to Walden Investment Services) $40.00 Per Transfer
Legal Processing (Per information subpoena, attachment, levy, etc.) $100.00
Lost Passbook $10.00 Per Account
Savings Accounts Minimum Balance* (w/ Less than $100.00 Average Monthly Balance) $5.00 Per Month
Advantage Checking Accounts Minimum Balance (w/ Less than $5,000.00 Average Monthly Balance) $25.00 Per Month
Money Orders $4.00 Each
Overdraft Transfer - To Checking from Another Statement Account to Cover an Overdraft $9.00 Per Transfer
Photocopies - Paid Checks (Available on Website Free of Charge) $3.00 Each + research fees
Photocopies - Documents $3.00 Per Page
Photocopies - Statements $5.00 Each + research fees
Protest $25.00 Per Check
Reconciliation of Account $25.00 Per Hour
Regulation D Transfers** $15.00 Per Item
Research $25.00 Per Hour
Returned Deposit Items $20.00 Per Item
Safe Deposit Box Rental 2"x5"x21" $35.00/ Year + Tax
Safe Deposit Box Rental 3"x5"x21" $40.00/ Year + Tax
Safe Deposit Box Rental 5"x5"x21" $65.00/ Year + Tax
Safe Deposit Box Rental 3"x10"x21" $75.00/ Year + Tax
Safe Deposit Box Rental 5"x10"x21" $90.00/ Year + Tax
Safe Deposit Box Rental 7"x10"x21" $125.00/ Year + Tax
Safe Deposit Box Rental 10"x10"x21" $135.00/ Year + Tax
Safe Deposit Box - Lost Key $25.00 Per Box
Safe Deposit Box - Drilling $125.00 Per Box
Stop Payment $31.00 Per Item
Undeliverable Statement - Returned by Post Office $12.00 Per Statement
Wire Transfer - Incoming $15.00
Wire Transfer - Outgoing $25.00
Wire Transfer - International Outgoing $50.00

 * Excludes Money Market, Club and School Savings Accounts

** Per item in excess of six preauthorized transfers, automatic transfers, telephone transfers, checks, debit card purchases per statement cycle on Money Market, Statement Savings and Advantage Savings Accounts.

Business Banking Fees



Type Rate
Remote Deposit Capture (RDC) Refer to RDC Contract
RDC Monthly Fee $40.00 (if average monthly balance below $25,000.00)
RDC Equipment Fee May Apply - Refer to RDC Contract
ACH - Monthly Base Fee $35.00
ACH - Returned Items $10.00
ACH - Notification of Change Received $10.00
Paper Statement Fee $3.00/ Month (E -Statements Available at No Cost)
Business Bill Pay $9.95/ Month
Business Checking Account (Excludes non-profit organizations) $5.00/ Month - Waived when an avg monthly balance of $2,500 is maintained or a business lending relationship of $25,000 or more
Cash Distribution Fee

 Monthly Cash Disbursed                        Monthly Fee

$0 - $50,000                                               No Fee

$50,001 - $100,000                                  $200.00

$100,001 - $250,000                                $300.00

$250,001 +                                                $400.00



Loan Fee Schedule


Type Rate
Recording As permitted by applicable law
Amortization Schedule $15
Subordination $250
Research $25 per hour
Partial Release of Property $250
Release of Borrower $250
Assignment of Mortgage $750
Payoff Quote via Phone No charge
Payoff Quote via Fax $25
Fax – Misc Documents $25
Verification of Mortgage $25
Overnight UPS Cost
Loan Document Copy $3 per page
Copy of History & Year End Statements $5 or as permitted by applicable by law
Duplicate Escrow Analysis $20
Payment by Phone or Email Request - No Credit Card Payment Accepted $10 - no fee if done in branch or online


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