Consumer Credit Cards
Choosing the right credit card is easier than ever. Whether you want to pay
down balances faster, maximize cash back, earn rewards or begin building
your credit history, we have the ideal card for you!
No matter which card you choose, you'll enjoy important features like:
- Convenient and Flexible Purchasing Power. Accepted at millions of
- Mobile purchasing capability for added convenience.
- Zero Fraud Liability.* You won’t be liable for fraudulent purchases
when your card is lost or stolen.
- Cardmember Service available 24 hours a day/365 days per year.
- Plus much more!
MasterCard® Platinum Card
- Pay down your other credit card balances faster with a great low introductory rate for an extended time
- Get the flexibility to pay in full or pay down over time
MasterCard® Real Rewards Card
- Earn 1.5 points monthly for every $1 you spend on eligible net purchases4 (equal to 1.5% cash back)5
- Redeem your points for cash back, travel, merchandise or gift cards
- 2,500 bonus rewards points awarded after first purchase4
MasterCard® Secured Card
- Provides an excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card. If you need to improve or re-establish your credit history8, here's a great way to begin that process
- Enjoy the convenience of credit including the option to carry a balance while earning interest on your secured savings
MasterCard® Max Cash Preferred Card
2% unlimited cash back on one everyday category of your choice
1% unlimited cash back on all other eligible purchases
$150 bonus rewarded after you spend $500 within first 90 days of account opening
Still not sure which card is best for you? Try our interactive Card Comparison Tool and we'll help you choose!
Existing customers may access their Credit Card Account Information Online
1Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles.
2Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referencing to the rewards you earn. You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of eligible Net Purchases charged to your Account during each billing cycle for any merchant classified as a supermarket. The number of additional Points earned on supermarket Purchases is unlimited. In addition, you will earn 2 additional points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations, up to the maximum of $6,000 (for the remainder of the 12-month period) will earn at a rate of 1 Point for each dollar of Net Purchases charged to your Account during each billing cycle. Points expire five years from the end of the quarter in which they were earned.
3Bonus reward points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. One-time bonus rewards will be awarded after eligible net purchases totaling $1,000 or more are made to your account within three months from account opening.
4The Elan Rewards Program is subjected to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eloigned to earn rewards, such as advances, Balance Transfers, and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
5Real Rewards: You will earn 1.5 Rewards Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.
6Premiere Rewards Card Points: You will earn 1 Reward Points (“Points”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of eligible Net Purchases charged to your Account during each billing cycle for any merchant cauterize their business as a service station or automated fuel dispensers. You will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your account during each billing cycle at merchant locations that are classified bon the merchant category code of airlines. You will also earn 3 additional Points (for a total of 4 Points) for each dollar of eligible Net Purchases charged to your Account during each billing cycle for any merchant classified as a restaurant. . Points expire five years from the end of the quarter in which they are earned.
7Certain limitations and restrictions may apply. Further details are available in the Guide to Benefits which is provided to new cardmembers upon approval.
8Late Payments and going over the credit limit may damage your credit history.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from MasterCard International and American Express. MasterCard is a registered trademark, and the circles design is a trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.
Subject to credit approval