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Consumer Credit Cards

credit card

Choosing the right credit card is easier than ever.

 

No matter which card you choose, you'll enjoy important features like:

  • EMV smart chip technology for added security.
  • Mobile Purchasing capability for added convenience.
  • Plus much more!

Bonus Rewards - Cash Rewards - Travel Rewards - Low Introductory Rate

Explore our many options below or utilize this Interactive Card Comparison tool and we'll help you choose!

Pick the best rewards card for you!

Existing customers may access their Credit Card Account Information Online

 

 

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MasterCard® Platinum Card

  • Pay down your other credit card balances faster with a great low introductory rate for an                            extended time
  • Save on interest
  • Non-Rewards

 Apply Now one

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MasterCard® Real Rewards Card

  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases4 (equal to 1.5% cash back)5
  • No cap or limit on the number of points you can earn, and you have five years to redeem them for rewards4
  • 2,500 bonus rewards points awarded after first purchase4

apply now two

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Premier Rewards American Express ® Card

  • Earn 4 points for every $1 spent on eligible net restaurant purchase6
  • Earn 3 points for every $1 spent on eligible net airline purchases
  • Earn 2 points for every $1 spent on eligible net gas purchases
  • Earn 1 point for every $1 spent on all other eligible net purchases
  • Plus, earn 10,000 one-time bonus rewards after you spend $1,000 in the first 3 months3
  • No cap or limit on the number of points you can earn, and you have five years to                                         redeem for rewards4
  • Reimbursement for either Global Entry or TSA Pre✔️®7

apply now four

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MasterCard®  Secured Card

  • Provides an excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card.  If you need to improve or         re-establish your credit history8, here's a great way to begin that process
  • Enjoy the convenience of credit including the option to carry a balance while earning interest on your secured savings

apply now three

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Cash Rewards American Express® Card

  • 3% cash back1 on the first $6,000 in eligible net purchases made at gas stations2,4
  • 2% cash back on eligible supermarket net purchases
  • 1% cash back on all other eligible net purchases
  • $25 cash back awarded after first purchase3

apply now five

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Mastercard® College Real Rewards Card

  • Earn 1.5 Points monthly for every dollar you spend on eligible net purchases5
  • No cap or limit on the points you can earn, plus you have five years to redeem points for rewards4
  • 2,500 bonus rewards points awarded after first purchase3, redeemable for $25 cash back, merchandise, gift cards, or travel savings

apply now 6

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Important Information

Still not sure which card is best for you? Try our interactive Card Comparison Tool and we'll help you choose!

Pick the best rewards card for you!

Existing customers may access their                                                             Credit Card Account Information Online

1Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit                                       to your credit card account within one to two billing cycles.
2Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program.  Cash Back Rewards are tracked as                                                             points and each point in Cash Back Rewards earned is equal to $0.01.  You may simply see “Cash Back” in marketing material                                                           when referencing to the rewards you earn.   You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases                                                              charged to your Account during each billing cycle.  You will also earn 1 additional Point (for a total of 2 Points) for each dollar                                                           of eligible Net Purchases charged to your Account during each billing cycle for any merchant classified as a supermarket.                                                                   The number of additional Points earned on supermarket Purchases is unlimited.  In addition, you will earn 2 additional                                                                       points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant                                                            locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations, up                                                      to the maximum of $6,000 (for the remainder of the 12-month period) will earn at a rate of 1 Point for each dollar of Net Purchases                                                  charged to your Account during each billing cycle.  Points expire five years from the end of the quarter in which they were earned.
3Bonus reward points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash                                              advances.  One-time bonus rewards will be awarded after eligible net purchases totaling $1,000 or more are made to your account                                                   within three months from account opening.
4The Elan Rewards Program is subjected to change.  Rewards are earned on eligible net purchases.  Net purchases are purchases                                                     minus credits and returns.  Not all transactions are eloigned to earn rewards, such as advances, Balance Transfers, and Convenience                                                Checks.  Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and will immediately lose all of                                                    your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay,                                                       bankruptcy, or death).
5Real Rewards: You will earn 1.5 Rewards Points (“Points”) for each dollar of eligible Net Purchases made with your Account within                                                 a billing cycle (equal to 1.5% cash back).  Monthly net purchase points will be applied each billing cycle.  Points expire five years                                                     from the end of the quarter in which they are earned.
6Premiere Rewards Card Points: You will earn 1 Reward Points (“Points”) for each dollar of eligible Net Purchases charged to your                                                   Account during each billing cycle.  You will also earn 1 additional Point (for a total of 2 Points) for each dollar of eligible Net Purchases                                            charged to your Account during each billing cycle for any merchant cauterize their business as a service station or automated fuel                                                    dispensers.  You will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your account during                                              each billing cycle at merchant locations that are classified bon the merchant category code of airlines.  You will also earn 3 additional                                         Point (for a total of 4 Points) for each dollar of eligible Net Purchases charged to your Account during each billing cycle for any merchant                                        classified as a restaurant.  .  Points expire five years from the end of the quarter in which they are earned.
7Certain limitations and restrictions may apply.  Further details are available in the Guide to Benefits which is provided to new                                                          cardmembers upon approval.
8Late Payments and going over the credit limit may damage your credit history.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from MasterCard International                                                            and American Express.  MasterCard is a registered trademark, and the circles design is a trademark of MasterCard International                                                       Incorporated.  American Express is a federally registered service mark of American Express.
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