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Mortgage Loans

We are dedicated to providing tailored home mortgages and home equity products that are simple to understand and competitively priced, using local knowledge.


Offer valid for applications received between January 2, 2020 - December 31,  2020. After this date, coupon validity is subject to Walden Savings Bank approval.
Valid on adjustable and fixed rate first lien closed end mortgage loans. Not valid with any other offer.
Not sure where to start?

Getting a mortgage doesn’t have to be difficult. Let us help you simplify the process.

Not Sure Where to Start
Habla Español

lo que conseguir su hipoteca simple y eficiente.

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Beacon Lending Office

We're excited to announce the opening of our Dutchess County Lending Office!

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Our Rates

Loan Type Rate APR
30-Yr Fixed - As low as 3.250% 3.276%1
15-Yr Fixed - As low as 2.500% 2.554%2
10/1 ARM - As low as 3.250% 3.254%3
7/1 ARM - As low as 3.125% 3.254%4
5/1 ARM - As low as 3.125% 3.129%5
3/1 ARM - As low as 3.125% 3.129%6

APR Assumptions as of 03/03/2021 08:55 AM EDT
rates subject to change

Get Started!

Call 845-457-7700, option 4, or have one of our Mortgage Loan Consultants contact you. Please note that new requests for land or investment property loans are temporarily not being accepted.  We apologize for any inconvenience. Please continue to monitor our website for updates and additional information. 

Our Products


I sought out a local bank thinking it would be a better option for my purchase, and it was! This was the most friendly and supportive experience I've ever encountered compared to my past four property purchases with other lenders. Thank you Walden Savings Bank and Linda Welch! -N.B. - Cold Spring, NY

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