Mortgage Loans
We are dedicated to providing tailored home mortgages and home equity products that are simple to understand and competitively priced, using local knowledge.
*A $750 credit will be applied at closing. Offer valid for applications received between March 1, 2022 - December 31, 2022. Valid on adjustable and fixed rate first lien closed end mortgage loans. Offer not valid when refinancing an existing Walden Savings Bank mortgage loan. May not be combined with any other offer.
Not sure where to start?
Getting a mortgage doesn’t have to be difficult. Let us help you simplify the process.
Not Sure Where to Start
Beacon Lending Office
We're excited to announce the opening of our Dutchess County Lending Office!
Learn MoreOur Rates
| Loan Type | Rate | APR |
|---|---|---|
| 30-Yr Fixed - As low as | 6.750% | 6.863%1 |
| 15-Yr Fixed - As low as | 6.125% | 6.313%2 |
| 10/1 ARM - As low as | 4.500% | 5.146%3 |
| 7/1 ARM - As low as | 4.500% | 5.391%4 |
| 5/1 ARM - As low as | 4.500% | 5.589%5 |
| 3/1 ARM - As low as | 4.000% | 5.681%6 |
Get Started!
Call 845-457-7700, option 5, or have one of our Mortgage Loan Consultants contact you.
Our Products
Ready to buy? We have all the options you’ll need.
Purchase Loans
Take advantage of today's low rates, get cash out or simply payoff your loan sooner.
Refinance Loans
Get personalized guidance every step of the way.
First Time Home Buyers
Learn more about these programs with flexible down payments and credit score requirements.
FHA/USDA Loans
Use your home to reduce expenses, make improvements, continue your education or anything else you may need.
Home Equity Lines & Loans
Let us help you build your dream home!
Construction Loans
We can finance property whether it’s an investment or you’re building your dream home.
Land Loans
We offer the level of service you’ve come to expect, with flexible and unique products.
Jumbo Loans
Contact one of our Mortgage Loan Consultants to get started!
I sought out a local bank thinking it would be a better option for my purchase, and it was! This was the most friendly and supportive experience I've ever encountered compared to my past four property purchases with other lenders. Thank you Walden Savings Bank and Linda Welch!
