Refinancing can lower your monthly mortgage payments. Learn more!
Want to take advantage of today's low rates, get cash out or just payoff your loan sooner? Contact one of our Mortgage Loan Consultants today to get started or to discuss your options. Our knowledge of the Hudson Valley provides you with the service level you expect and deserve.
Adjustable Rate Mortgages work well if you plan to be in your home for a relatively brief time, because terms are first fixed and then “float.” These offer the opportunity to take advantage of possible interest rate decreases over time.
Terms include 1, 3, 5, 7, and 10 year fixed periods
The index is based upon the 1 Year CMT (Constant Maturity Treasury)
Up to 95% financing with Mortgage Insurance on a single family primary residence
Up to 85% financing without Mortgage Insurance on a single family primary residence
Up to 75% financing on a single family investment property with a 20 year term
Loan amounts up to $484,350 (higher for Jumbo mortgages)
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