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Consumer / Personal Loans

Whether you are dreaming of purchasing a new or used car or taking that much-needed vacation, Walden Savings Bank offers a vast array of secured personal loan options to help make your dream, a reality. Not only do we offer very competitive rates, but as your local community bank in the Hudson Valley, we pride ourselves on understanding you and your individual needs.

Personal Loan Rates

Loan Type Rate APR
New Auto - As low as 6.990% 6.990%
Used Auto - As low as 7.490% 7.490%
Auto Refinance - As low as 7.490% 7.490%
Personal Loan - As low as 11.500% 11.500%
Personal Loan Secured by Savings Savings Account Rate, plus 3% Savings Account Rate, plus 3%
Personal Loan Secured by Certificate of Deposit Certificate of Deposit Rate, plus 3%. Certificate of Deposit Rate, plus 3%.

as of 10/02/2023 11:09 AM
rates subject to change

Get Started!

Call 845-457-7700, option 5, or have one of our Personal Loan consultants contact you.

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Auto Loans

Walden Savings Bank can help put you in the driver's seat when it comes to auto financing.  Whether it's that two-seater you've had your eye on, or the new SUV for your growing family, we have an Auto Loan to meet your needs.  As your local Hudson Valley community lender we offer fast underwriting decisions and competitive rates. Apply online!


Important Disclosures

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Personal Loans

Whether it's new furniture, updated landscaping or planning a wedding reception, consider a secured personal loan from Walden Savings Bank. We offer competitive rates, great customer service and a quick turnaround to assist you with your to-do list!


Important Disclosures


Savings Secured Loans

Our Savings Secured Loan allows you to use your Walden Savings Bank Savings Account as collateral when obtaining a Loan. This enables you to keep your account open and earn interest on your account.  Sound too good to be true?  Contact us for more details or stop by any one of our convenient branch locations to find out how easy it is to put your money to work for you.  No income verification or credit inquiry required!


Important Disclosures

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Certificate of Deposit Secured Loan

Leverage your Walden Savings Bank Certificate of Deposit by using it as security for your personal lending needs. Borrow up to 97% of the account balance while continuing to earn interest on your certificate account. No income verification or credit inquiry required!


Important Disclosures

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Student Loans

Savings, scholarships and work study programs can fund a college education, but with the high cost of higher education, Student Loans can help bridge the financing gap.  Learn more about Student Loans.


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