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Important Update - Branch Lobby Access 

For the well-being of our employees and customers, beginning Tuesday, January 4, 2022 branch transactions at all Walden Savings Bank locations will be limited to our Drive-Thru lanes only.  For customers requiring access to their safe deposit box, self-service coin machines or other in-branch services, we ask that you please make an appointment prior to visiting the branch. Appointments may be made by contacting your local branch office or by using the online scheduling tool available here on the Walden Savings Bank website. Learn More

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Personal Loan Disclosures

 

APR

APR is the Annual Percentage Rate. A typical example of the payments terms for a 60 month loan, in the amount of $5,000, with an APR of 11.00% would be $108.71 per month. Your rate cannot be determined until you have applied and been approved for a loan. A Consumer Loan Specialist will review and provide you with the terms, conditions, disclosures, and additional details on the interest rate that applies to your specific situation.

LOAN AMOUNT:

Minimum Loan Amount: $500
Maximum Loan Amount: $5,000

TERMS AVAILABLE:

12 - 60 months

GEOGRAPHY:

Personal Loan applications may be taken for borrowers residing within the New York State counties of Orange, Ulster, Sullivan and Dutchess.

ELIGIBLE BORROWERS:

Walden Savings Bank will provide financing to natural persons with the legal capacity to enter into a binding contract, but in all instances, each individual signing the note must be fully underwritten and be 18 years of age or older.

PROOF OF INCOME:

Proof of Income documentation may be required based upon your credit or if your employment is unable to be verified.

Rates shown subject to change without notice.

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