Personal Loan Disclosures

APR

APR is the Annual Percentage Rate. A typical example of the payments terms for a 60 month loan, in the amount of $5,000, with an APR of 11.00% would be $108.71 per month. Your rate cannot be determined until you have applied and been approved for a loan. A Consumer Loan Specialist will review and provide you with the terms, conditions, disclosures, and additional details on the interest rate that applies to your specific situation.

LOAN AMOUNT:

Minimum Loan Amount: $500
Maximum Loan Amount: $5,000

TERMS AVAILABLE:

12 - 60 months

GEOGRAPHY:

Personal Loan applications may be taken for borrowers residing within the New York State counties of Orange, Ulster, Sullivan and Dutchess.

ELIGIBLE BORROWERS:

Walden Savings Bank will provide financing to natural persons with the legal capacity to enter into a binding contract, but in all instances, each individual signing the note must be fully underwritten and be 18 years of age or older.

PROOF OF INCOME:

Proof of Income documentation may be required based upon your credit or if your employment is unable to be verified.

Rates shown subject to change without notice.