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IMPORTANT UPDATE:
There has been an increase in "phishing" activity in and around our community. These attempts may be made via texts, e-mail or phone calls and often made to appear that they are coming from a legitimate source, even Walden Savings Bank. Should you be contacted via phone, text or email by anyone claiming to represent Walden Savings Bank, please do not share any of your personal information. Instead we encourage you to contact us directly through our verified contact information available here the Walden Savings Bank website.  

Walden Savings Bank continues to monitor the developments with Silicon Valley Bank headquartered in California and Signature Bank out of New York.

Click here to read a special message from our President & CEO, Derrik R. Wynkoop. 

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Personal Loan Disclosures

All loans subject to credit approval

 

APR

APR is the Annual Percentage Rate. A typical example of the payments terms for a 60 month loan, in the amount of $5,000, with an APR of 11.00% would be $108.71 per month. Your rate cannot be determined until you have applied and been approved for a loan. A Consumer Loan Specialist will review and provide you with the terms, conditions, disclosures, and additional details on the interest rate that applies to your specific situation.

LOAN AMOUNT:

Minimum Loan Amount: $500
Maximum Loan Amount: $5,000

TERMS AVAILABLE:

12 - 60 months

GEOGRAPHY:

Personal Loan applications may be taken for borrowers residing within the New York State counties of Orange, Ulster, Sullivan and Dutchess.

ELIGIBLE BORROWERS:

Walden Savings Bank will provide financing to natural persons with the legal capacity to enter into a binding contract, but in all instances, each individual signing the note must be fully underwritten and be 18 years of age or older.

PROOF OF INCOME:

Proof of Income documentation may be required based upon your credit or if your employment is unable to be verified.

Rates shown subject to change without notice.

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