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Construction Loans

Why choose Walden Savings Bank for your construction loan needs? With competitive construction loan rates designed to support projects of all sizes, we make it easier to bring your vision to life from the start.

We specialize in construction lending and have helped customers build thousands of homes throughout the Hudson Valley since 1872. Because every project is unique, our Mortgage Loan Consultants work closely with you to tailor a financing solution that aligns with your goals and timeline.

Mortgage Rates

Loan Type Rate APR
15/15 ARM - As low as 6.250% 6.58% 15
10/1 ARM - As low as 5.625% 6.105% 16
7/1 ARM - As low as 5.500% 6.211% 17
5/1 ARM - As low as 5.375% 6.312% 18

APR Assumptions as of 04/22/2026 09:50 AM
rates subject to change

Get Started!

Call 845-457-7700, option 5, or have one of our Mortgage Loan Consultants contact you about our construction loan rates.

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construction loans and competitive construction loan rates

Construction Loan

Partner with us and secure a construction loan to help you build the home of your dreams - we'll be with you every step of the way. 

  • Fixed and Adjustable Rate Mortgages available
  • Free rate lock
  • One time closing
  • Allows you to be the general contractor
  • Up to 85% financing of the completed home value
  • No points required
  • Up to 12 month construction period
  • Available for first time homebuyers
  • Construction loan amounts up to $806,500 (higher for Jumbo mortgages)

Contact one of our Construction Loan Mortgage Consultants to get your process started!

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