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Important Update

 In conjunction with New York State's adoption of the latest CDC guidelines around social distancing and mask usage, fully vaccinated individuals will no longer be required to wear a mask in most settings.  

This update will be effective Wednesday, May 19th and applies to Walden Savings Bank customers, employees and other guests who enter any of our locations. Learn More

In conjunction with New York State's adoption of the latest CDC guidelines around social distancing and mask usage, fully vaccinated individuals will no longer be required to wear a mask in most settings.  

This update will be effective Wednesday, May 19th and applies to Walden Savings Bank customers, employees and other guests who enter any of our locations. Learn More

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Construction Loans

Why choose Walden Savings Bank for your construction loan needs?

We specialize in construction loans and have helped our customers build thousands of homes within the Hudson Valley community since 1872.  As every construction project is unique, our Mortgage Loan Consultant will help you determine how your financing needs can be met.

 

 

 

Our Rates

Loan Type Rate APR
30-Yr Fixed - As low as 5.750% 5.794%17
15-Yr Fixed - As low as 4.500% 4.571%18
10/1 ARM - As low as 3.375% 3.873%19
7/1 ARM - As low as 3.250% 3.298%20
5/1 ARM - As low as 3.125% 3.214%21
3/1 ARM - As low as 3.125% 3.177%22

APR Assumptions as of 05/18/2021 08:56 AM EDT
rates subject to change

Get Started!

Call 845-457-7700, option 4, or have one of our Mortgage Loan Consultants contact you.

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Construction Loan

Partner with us to help you build the home of your dreams - we'll be with you every step of the way. 

  • Fixed and Adjustable Rate Mortgages available
  • Free rate lock
  • One time closing
  • Allows you to be the general contractor
  • Up to 85% financing of the completed home value
  • No points required
  • Up to 12 month construction period
  • Available for first time homebuyers
  • Loan amounts up to $484,350 (higher for Jumbo mortgages)
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