Back To Top
skip to main content

You are about to leave Walden Savings Bank's website. The site you are being directed to is not owned, operated or affiliated with Walden Savings Bank (WSB). While the link is being provided for your convenience, WSB is not responsible for the content or service at the site you are being directed to. Be advised that WSB's Privacy Policy does not apply to externally linked sites. Please review the site's Privacy Policy for their website policy. Would you still like to leave WSB's website?

Construction Loans

Why choose Walden Savings Bank for your construction loan needs?

We specialize in construction loans and have helped our customers build thousands of homes within the Hudson Valley community since 1872.  As every construction project is unique, our Mortgage Loan Consultant will help you determine how your financing needs can be met with our competitive construction loan rates.




Mortgage Rates

Loan Type Rate APR
15/15 ARM - As low as 7.500% 7.743%15
10/1 ARM - As low as 6.875% 7.376%16
7/1 ARM - As low as 6.750% 7.495%17
5/1 ARM - As low as 6.500% 7.555%18

APR Assumptions as of 06/14/2024 01:11 PM
rates subject to change

Get Started!

Call 845-457-7700, option 5, or have one of our Mortgage Loan Consultants contact you about our construction loan rates.


Construction Loan

Partner with us and secure a construction loan to help you build the home of your dreams - we'll be with you every step of the way. 

  • Fixed and Adjustable Rate Mortgages available
  • Free rate lock
  • One time closing
  • Allows you to be the general contractor
  • Up to 85% financing of the completed home value
  • No points required
  • Up to 12 month construction period
  • Available for first time homebuyers
  • Construction loan amounts up to $484,350 (higher for Jumbo mortgages)
Sign Up To Keep Informed
Email Address
Mobile Live Chat
X Close