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There has been an increase in "phishing" activity in and around our community. These attempts may be made via texts, e-mail or phone calls and often made to appear that they are coming from a legitimate source, even Walden Savings Bank. Should you be contacted via phone, text or email by anyone claiming to represent Walden Savings Bank, please do not share any of your personal information. Instead we encourage you to contact us directly through our verified contact information available here the Walden Savings Bank website.  

Walden Savings Bank continues to monitor the developments with Silicon Valley Bank headquartered in California and Signature Bank out of New York.

Click here to read a special message from our President & CEO, Derrik R. Wynkoop. 


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Construction Loans

Why choose Walden Savings Bank for your construction loan needs?

We specialize in construction loans and have helped our customers build thousands of homes within the Hudson Valley community since 1872.  As every construction project is unique, our Mortgage Loan Consultant will help you determine how your financing needs can be met with our competitive construction loan rates.




Our Rates

Loan Type Rate APR
10/1 ARM - As low as 6.250% 6.740%17
7/1 ARM - As low as 6.125% 6.919%18
5/1 ARM - As low as 5.500% 6.850%19

APR Assumptions as of 03/17/2023 09:48 AM
rates subject to change

Get Started!

Call 845-457-7700, option 5, or have one of our Mortgage Loan Consultants contact you about our construction loan rates.


Construction Loan

Partner with us and secure a construction loan to help you build the home of your dreams - we'll be with you every step of the way. 

  • Fixed and Adjustable Rate Mortgages available
  • Free rate lock
  • One time closing
  • Allows you to be the general contractor
  • Up to 85% financing of the completed home value
  • No points required
  • Up to 12 month construction period
  • Available for first time homebuyers
  • Construction loan amounts up to $484,350 (higher for Jumbo mortgages)
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