Deposit Rates
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Certificates of Deposit*
| Type of Account | Minimum Deposit to Open Account** | Interest Rate | Annual Percentage Yield | Penalty* (months of interest) |
|---|---|---|---|---|
| 91 Day | $1,000.00 | 0.06% | 0.06% | 3 Months |
| 182 Day | $1,000.00 | 0.10% | 0.10% | 3 Months |
| 12 Month | $1,000.00 | 0.15% | 0.15% | 3 Months |
| 18 Month | $1,000.00 | 0.18% | 0.18% | 6 Months |
| 24 Month | $1,000.00 | 0.20% | 0.20% | 6 Months |
| 30 Month | $1,000.00 | 0.25% | 0.25% | 6 Months |
| 30 Month IRA | $1,000.00 | 0.25% | 0.25% | 6 Months |
| 36 Month | $1,000.00 | 0.30% | 0.30% | 12 Months |
| 48 Month | $1,000.00 | 0.30% | 0.30% | 12 Months |
| 60 Month | $1,000.00 | 0.40% | 0.40% | 12 Months |
*Penalties may be imposed for early withdrawal
**Minimum Daily balance (the amount of principal in the account each day) required to obtain Annual Percentage Yield
Rates are subject to change without notice
Checking & Savings
| Type of Account | Minimum Deposit to Open Account | Minimum Balance to Obtain Annual Percentage Yield | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|
| Money Market | $100.00 | $100 - $2,499 | 0.05% | 0.05% |
| Money Market | $100.00 | $2,500 - $49,999 | 0.08% | 0.08% |
| Money Market | $100.00 | $50,000 and over | 0.12% | 0.12% |
| Super Now | $25.00 | $5.000 and over | 0.05% | 0.05% |
| College Advantage Checking | $25.00 | $5,000 and over | 0.05% | 0.05% |
| IOLA | $50.00 | $5,000 and over | 0.12% | 0.12% |
| Passbook Savings * | $50.00 | $50.00 | 0.05% | 0.05% |
| Statement Savings (including IRA) | $50.00 | $50.00 | 0.05% | 0.05% |
| Club Accounts | $1.00 | $1.00 | 0.05% | 0.05% |
| School Savings | $1.00 | $5.00 | 0.05% | 0.05% |
| Advantage Savings | $10,000.00 | $50 - $9,999 | 0.05% | 0.05% |
| Advantage Savings | $10,000.00 | $10,000 - $49,999 | 0.08% | 0.08% |
| Advantage Savings | $10,000.00 | $50,000 and over | 0.12% | 0.12% |
| Advantage Checking | $5,000.00 | $0 - $4,999 | 0.00% | 0.00% |
| Advantage Checking | $5,000.00 | $5,000 - $9,999 | 0.05% | 0.05% |
| Advantage Checking | $5,000.00 | $10,000 - $24,999 | 0.05% | 0.05% |
| Advantage Checking | $5,000.00 | $25,000 - $49,999 | 0.05% | 0.05% |
| Advantage Checking | $5,000.00 | $50,000 and over | 0.05% | 0.05% |
NOTE:
- *For informational purposes only, new passbook accounts no longer offered
- Interest is compounded and credited monthly
- Rates are subject to change without notice
- Regular fees and other conditions could reduce yield
- Interest which has accrued but has not been credited at the time of withdrawal will be forfeited