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WSB Express Direct Deposit

Up to Two Days Early 

Get Paid The Walden Way


We're thrilled to introduce our latest offering: the opportunity for our valued customers to access their direct deposit up to 2 days early – and the best part? It's completely free! Imagine the relief of knowing that your hard-earned money will hit your account sooner than ever before. With Express Direct Deposit, you're not just getting paid faster; you're gaining control over your finances in a whole new way.

  • Access Your Money Sooner: Get your direct deposit up to 2 days early, giving you quicker access to your funds.
  • Automatically Enrolled: There is no action needed from you! If you currently receive an eligible incoming direct deposit, you will be automatically enrolled.
  • Avoid Overdrafts: Receive your paycheck early and avoid the risk of overdrawing your account while waiting for payday.
  • Peace of Mind: Enjoy the peace of mind knowing that your money is available when you need it most, whether it's for bills, emergencies, or everyday expenses.
  • Save on Fees: By avoiding overdrafts, you can save money on costly fees that can add up over time.
  • Free Service: Unlike other early access services that charge fees, getting your direct deposit early with Express Direct Deposit is completely free.
  • Financial Control: Take control of your finances with the flexibility to access your money on your terms, putting you in the driver's seat of your financial future.

Our customer's financial wellbeing is important to us and knowing how to avoid insufficient funds fees can save you money in the long-run. With proper planning there are many ways to avoid overdrafts and we’re here to help.


  • Set up direct deposit for your paycheck.  Get faster access to your funds to avoid potential shortfalls.
  • Keep track of your balance and transactions. It is easier than ever to monitor your account balance and transactions. Walden Savings Bank customers may access their account information 24/7 via our digital banking solutions. Learn more about online and mobile banking. 
  • Link your checking account to your savings account.  Funds are automatically transferred from your savings account to cover potential overdrafts. Contact us for additional information or if you’d like to put this service in place. Some fees may apply. Please see our fee schedule to learn more.
  • Consider opening an overdraft line of credit.  Ensure that your most important items are paid while avoiding insufficient funds fees. Contact us to learn more or to apply.
  • Extended Overdraft Privilege is optional. Most consumers prefer having the security of knowing their transactions will be paid even if there is a fee. This service is optional though and may be removed at your request.
  • Take advantage of account alerts.  Get notified by text or email for details around your account balance, debits/ credits posting and more. This free service is the perfect way to stay up to date with all of your account activity. Learn more here  to get started today.
  • Utilize a budget to help manage spending.  With our powerful BankWise personal financial management platform you can manage all of your accounts, inside and outside of Walden Savings Bank, create a budget, set savings goals and more all from one convenient dashboard.

Have other questions? Our team is ready to assist. Contact Us today for more information about these and other services we offer. 

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