Why is Walden Savings Bank your mortgage lender of choice when purchasing a home?
We make buying a home an easy process. Whether it's because you are moving, buying a second home or looking to generate income from an investment property, we're here to help you get the financing you need. Our local underwriting decisions and knowledge of the Hudson Valley provide you with the service level you expect and deserve. Contact one of our Mortgage Loan Consultants today to get started or to discuss your options.
Fixed Rate Mortgages are perfect for those borrowers looking to stay in their home for a longer period of time or want the peace of mind that comes with a stable payment. If you are concerned about rates rising over the next several years, then this type of mortgage is for you.
If you are looking for lower interest rates, lower payments or only plan to spend a short time in your home then an Adjustable Rate Mortgage is for you. You may even qualify for a larger loan amount in certain interest rate environments. Your interest rate will be fixed for the initial fixed period of your loan, thereafter your rate will adjust annually based upon the index and margin.
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