*Available on Individual Retirement Account Certificates of Deposit Only. Minimum deposit to open an Individual Retirement Account Certificate of Deposit account is $1,000.00. Early withdrawal penalties may apply. An additional IRS tax may also apply; please consult your tax professional. Fees may reduce earnings on the account. To obtain the stated APY (Annual Percentage Yield) all interest and principal must be left on deposit for the full term. The 30 Month Individual Retirement Account Certificate of Deposit has a 2.96% APR and 3.00% APY. Rates are effective February 1, 2019 and subject to change at any time.
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